Adulting 101: Why Christmas Sales Are More Fun With a Credit Card
’Tis the season of shopping! Get your wallets ready, ladies.
It’s officially December and you know what that means — Christmas sales galore. Nothing says holiday cheer than getting big discounts. You have your 13th-month pay in your pocket, a few savings lined up for gifts, and a long wishlist. So, sales are a big help in saving up while on a shopping spree. But you know what’s going to make it even better? A credit card!
Using a credit card for your Christmas shopping will make life easier. Yes, it’s a lot of responsibility, but as adults, having a credit card is like a constant reminder that you are old enough to spend on things you like — as long as you don’t go overboard. With a credit card, you have more control and more fun.
Here are a few other reasons why you should use a credit card for your Christmas shopping.
Shop, Earn, & Save This Christmas With A Credit Card
You can earn rewards while shopping for gifts
Imagine buying gifts while being rewarded for spending money. Well, with a credit card you can earn tons of rewards while shopping! You can get cashback points from a partner brand or reward points that can be credited for any product of your choosing.
Other credit card providers also offer sign-up bonuses that provide a large number of points if you meet their spending requirements. This is perfect if you have a long wishlist from friends and family. You can check off their presents while saving points for your own.
Track your spending and avoid overhauling gifts
Whether you want to admit it or not, many of us have fallen into the traps of sales. You walk in with purpose and a detailed list — only to come out with more than you wanted and less money. The best thing about credit cards is that you can easily track your spending habits.
Despite popular belief that credit cards will build debt, with the right mindset it can save you a lot of money along the way. There are also credit card providers that allow you to check your balance through text or an online app! All your purchases on a credit card are recorded. It can make tracking and budgeting a lot easier than using a calculator in your head.
Credit cards also mean more perks this Christmas
Most credit cards come with perks like travel benefits, special offers from partner stores, and bigger sale discounts. And Christmas is the best time to take advantage of them! Many credit cards provide their cardholders with special deals on eligible spending. Basically, the more you shop the better deals you get along the way.
You can enjoy Christmas shopping knowing that another discount or reward is waiting for you at the counter.
You feel the joy of shopping again
Christmas shopping can often feel like a chore. As an adult, you have to think about the gifts that you give. They have to come from the heart — but often what the heart wants can be expensive. So, you forget the holiday cheer and grab whatever says 50% off on the sales rack. With a credit card, you will find joy in shopping again.
For every credit card purchase, you will receive generous rewards and amazing perks that would take ages to save up for. It’s like a gift that just keeps on giving.
Feel The Christmas Cheer With ZALORA
The world has gone digital and this Christmas we want you to skip the lines. Everything you need can be bought from the palm of your hands — from clothes, food, furniture, and even to pet supplies! Also, there’s still a pandemic. Might as well stay safe while shopping for gifts.
As the first fashion and lifestyle credit card in the region, the ZALORA virtual credit card will reward you for every purchase. You can now treat yourselves this holiday season with everything on your wishlist. Let’s put the fun back in Christmas shopping with the ZALORA Credit Card!
As mentioned earlier, there are more perks and rewards to be had when Christmas shopping with a credit card. With the ZALORA Credit Card, you not only get 6% cashback when shopping on ZALORA, but 2% cashback when shopping on other online shopping platforms as well! On top of that, you get exclusive perks such as first access to mega sales (such as the upcoming 12.12 sale) and brand launches.
The perks don’t stop there. With the ZALORA Credit Card, your monthly statements can be transformed into budgeting tools as well. By categorizing your expenses, you can get a better view of where you’re at financially and where you want to be. Plus, you get SMS alerts depending on parameters that you can set yourself to help you keep track of what you’re spending on — perfect for holiday shopping.
Like this article? Comment down below what you’re excited to buy this Christmas. Don’t forget! 12.12 is coming up, so get those carts ready!
